🏠 Choosing the right tenant screening service for Canadian landlords

Not gonna lie, I've been down this road since 2025-messy spreadsheets, late-night coffee-fueled Google searches, and that one tenant who ghosted on rent (yeah, we'll get to that). In this review-style dive, I'll walk you through my trials with tenant screening Canada services, share real user chatter from Reddit/forums, expert quotes, a simple comparison table, a candid FAQ, and my final, sorta messy take.
My bouncing-ball introduction to tenant screening 🎉
When I bought my first rental in Calgary in early 2025, I thought "How hard can finding a good tenant be?" Fast-forward three months: unpaid rent, no-shows for property tours, disputes over deposits. I swore I'd never skip a rental applicant credit check again. Enter a dizzying world of eviction history search, employment verification landlords swear by, negative tenant database lookups, and even fancy Canadian tenant risk score algorithms.
Key features every landlord (and human) should weigh
In our little Canada of provinces and territories, not all tenant screening services are born equal. Here's what I learned you really need:

Tenant credit checking
- Rental applicant credit check: Basic, but essential.
- Provider examples: TransUnion, Equifax (via mycreditfile.gc.ca).
- Why it matters: Lenders and landlords use the same credit reports in Canada (Financial Consumer Agency of Canada, as of 2025).
Eviction history search
- Eviction history search: Shows past eviction filings.
- Pitfall: Some provinces restrict access-check local laws.
- "On r/landlord, someone said, 'I got burned when my background check missed an eviction from 2018. Always double-check with a dedicated eviction search.'"
Employment verification for landlords
- Employment verification landlords rely on: Confirms job status, income level.
- Real talk: Difficult if the applicant's employer uses a private HR portal.
Negative tenant database
- Centralized lists where other landlords flag bad actors.
- Beware: Accuracy and fairness can vary.
Canadian tenant risk score
- Proprietary scoring (0–100) that predicts default probability.
- Stat: A 2024 CMHC report finds a risk score under 30 correlates with a 12% higher eviction rate within 2 years.[1]
Rent‐collection services & property management solutions
- Some screening platforms bundle rent‐collection services and basic property management solutions (maintenance tickets, online portals).
- Pro tip: Bundles can save time but may cost more upfront.

Quick comparison table: Top 3 services I tested
Service | Credit Check | Eviction Search | Employment Verify | Risk Score | Price/mo (CAD) |
---|---|---|---|---|---|
TransUnion TenantCheck | Yes | No | No | Yes | $20 |
Equifax SmartScreen | Yes | No | Add-on ($10) | Yes | $25 |
LocalTenantPro | Yes | Yes | Yes | No | $35 |
Table notes: Prices as of mid-2025, excluding taxes.
Expert & authority insights
"A thorough rental applicant credit check followed by eviction history search reduces your risk by up to 40%,"
says Dr. Elaine Hughes, Housing Policy Analyst, Canada Mortgage and Housing Corporation (CMHC).[2]
"Employment verification landlords perform can help weed out applicants with unstable income, a major factor in late-or-missed rent,"
notes Financial Consumer Agency of Canada (FCAC) guidelines as of 2025.[3]
Real landlord chatter
- "I swear the negative tenant database saved me once, flagged someone for outstanding utilities," - u/MapleCityLandlord on Reddit (r/landlordcanada).
- "The Canadian tenant risk score felt like reading tea leaves, but it gave me confidence," - comment on CFAA forum.

5 quick tips before you click "Order report" 👍
- Know provincial rules: Quebec and Ontario have different privacy laws.
- Bundle smart: If you need rent-collection services, pick a platform offering both.
- Verify auto-updates: Some platforms refresh credit and eviction data monthly.
- Check turnaround: Some services give instant results; others take 24-72 hours.
- Customer support: Real humans matter-test their chat or call line.
FAQ & myth-busting
Q: Do you need consent for a rental applicant credit check?
A: Yes. Written permission is mandatory (FCAC, 2025).
Q: Can I skip eviction history search if the credit is good?
A: Nope. Credit doesn't show all provincial eviction filings.
Q: Is the Canadian tenant risk score legally binding?
A: No. It's a predictive tool, not a guarantee.
Q: Do rent-collection services handle late fees?
A: Depends on the provider-some automatically calculate and apply fees.
Q: Are negative tenant databases reliable?
A: They help, but cross-verify entries. False flags happen.
Why I picked LocalTenantPro (and maybe you should too)
I went with LocalTenantPro despite the higher fee. Here's why:
- Eviction history search included (no add-on).
- Employment verification landlords actually use.
- Decent customer support (I called at 9pm once-someone answered).
- No extra "risk score" fluff, just raw data I can interpret.
Was it perfect? Hell no. The interface froze once during a late-night screening. But it saved me from at least two problem tenants in 2025.

My final, kinda messy wrap-up
So, did choosing LocalTenantPro solve all my landlord woes? Not entirely. I still get the occasional late-night maintenance call about a clogged drain. But it gave me the confidence to vet applicants faster, few surprises, fewer lost rents.
Maybe you need a fancy Canadian tenant risk score. Or perhaps you just want a simple rental applicant credit check from TransUnion. That's cool. Whatever you pick, follow the tips above, cross-check with at least two sources, and don't skip the eviction history search.
Good luck out there-may your tenants pay on time and your boiler never break at 2am.
We are a new, independent team of enthusiasts with no affiliation to any previous owners of this domain.
[1] Canada Mortgage and Housing Corporation (CMHC), "Tenant Risk Scores and Eviction Rates," 2024.
[2] CMHC Housing Policy Analyst quote, as of 2025: https://www.cmhc-schl.gc.ca/
[3] Financial Consumer Agency of Canada (FCAC), "Tenant Credit Checks: Best Practices," 2025: https://www.canada.ca/en/financial-consumer-agency/services/credit-reports-score.html